Mortgage rates — the amount of money a lending agency charges you to borrow their money to finance the purchase of a home — can fluctuate wildly. The higher your mortgage or interest rate, the more money you’re paying to the bank to loan you money. The interest you pay on your loan, of course, is money that is not going toward paying down the principal balance of your loan. It’s just going to...
With unemployment at near-record levels, many Americans are struggling to keep up with their mortgage payments. What many may not know, however, is that homeowners have options when it comes to keeping their home even during tough times. Banks and lenders may not be as forthcoming as they should be when it comes to helping their customers understand the solutions that are available to homeowners going...
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